Universal Banker II
Lowell Five Bank

Job Order #: 19707831

Tewksbury, MA 01876

Full Time

40 hours per week

POSTED 9/22/2023

EXPIRES 12/21/2023

Job Description

The Universal Banker II (UB II) is a natural progression from the Universal Banker I (UBI) position. This role will be accountable for all the standard monetary transactions but will participate in additional operational responsibilities. At this level, individuals are expected to establish deeper relationships with customers and provide increased advisory service. The UB II acts as back up to the Universal Banker III (UB III). Qualified applicants may be considered for various locations within our branch network.
o    High School diploma or equivalent preferred
o    Generally, a minimum of 6 months in the Universal Banker I position or relevant work experience
o    Thorough knowledge of Bank products and services as well as proven record of adhering to Bank policies and procedures
o    Customer focused with the ability to recognize opportunities, offer advice, and maintain relationships
o    Strong oral communication skills with the ability to be concise, clear, and consistent
o    Organized and detail-oriented
o    Self-motivated with the ability to take initiative while motivating others
o    Ability to problem solve and provide solutions to customer's needs
o    Ability to multi-task and adapt to change, including branch location
o    Knowledge of basic computer skills with a comfort level using program applications and office equipment including but not limited
to: Microsoft Office, CRM, Synergy, core software, scanner, cash recycler and discriminator is preferred
o    Flexibility in work schedule and at times, location

Bank Operations & Customer Experience
o    Processes customer transactions and payments within the lobby or drive-thru, including but not limited to deposits, withdrawals,
loan payments, check cashing, money orders, bank checks, bonds; accountable for ensuring confidential customer information
is securely stored throughout the day
o    Maintains necessary supplies and cash; additionally, orders branch/ATM cash
o    Balances cash drawer and transactions at end of working day
o    Balances the ATM and vault independently
o    Authorizes supervisor override in core banking system, initialing and check signing authority as necessary
o    Organizes daily branch work, maintains accuracy and proper documentation, completes required regulatory and operational
reports, performs quality control, and completes currency transaction reports
o    Assists customers with access to safe deposit boxes (in applicable branches) and closure; adheres to respective procedures and
o    Ability to navigate Lowell Five web site, demonstrates familiarity with current interest rates, and discusses with customers
o    Opens checking, savings and certificates of deposit accounts
o    Provides excellent customer service to internal and external customers; resolves any problems or complaints in a timely manner
and escalates to branch management as appropriate
o    Researches and responds to more complex customer inquiries in person and via phone
o    Troubleshoots problems with office equipment and program applications
o    Acts as backup to UB III as needed
Business Development
o    Educates customers on consumer and business products and services, including an awareness of cash management services
o    Recognizes referral or sale opportunities and initiates introductions to appropriate team members across all Bank channels,
including but not limited to Cash Management, IIM and Commercial Lending
o    Advises to digital banking, including enrollment, benefits of use, platform options, and how to utilize; ability to onboard customers
in the branch
o    Utilizes and promotes the branch team's usage of CRM (Salesforce)
o    Strives to maintain an inclusive team environment
o    Learns and maintains knowledge of Bank products and services
o    Acts as an in branch trainer for new hires and those training for the UB II role

Please email resumes to Marianne.Segool@MasshireLowellCC.com and then we will have you fill out the online application also.

How To Apply

Please email resume to Marianne.Segool@MasshireLowellCC.com and candidates will then need to fill out an application directly on the website


Spend each day in a different branch
Tewksbury, MA 01876

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Per Diem Position

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Union Position





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  • Major Medical
  • Vision Insurance
  • Dental Insurance
  • Life Insurance
  • 401K
  • Vacation Leave
  • Sick Leave
  • Bonuses
  • Education Cost Reimbursement
  • Paid Holidays
  • Short Term Disability Leave
  • Long Term Disability Leave

Benefit Details


MassHire Lowell Career Center


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107 Merrimack Street
Lowell, MA 01852